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Two friends who have just finished Class 12 talking about a bar chart printed on paper at a deskSikkim Manipal University

Online BBA in Fintech at Sikkim Manipal University

This online BBA takes 3 years. Fintech subjects start in the fifth semester.

  • Allowed by UGC to teach online
  • NAAC A+
  • Ranked 151-200 in India (NIRF)
Total fee₹90,500
Duration3 years
ExamsFrom home

Course fees

₹15,000per semester

Six payments of ₹15,000, one at the start of each semester.

Payments on this plan

  1. Semester 1₹15,000
  2. Semester 2₹15,000
  3. Semester 3₹15,000
  4. Semester 4₹15,000
  5. Semester 5₹15,000
  6. Semester 6₹15,000
Course fee on this plan
₹90,000
Application fee, paid once
₹500
Total
₹90,500
4 scholarships
  • Learners from Sikkim and the Northeast30% off
  • Defence personnel20% off
  • Differently abled people20% off
  • Sikkim Manipal University alumni20% off
A student who has just finished Class 12 talking with his parents about the course fee at home
For working people

Pay every month over 36 months. The total is ₹90,000.

For students and parents

The fee is spread over the 3 years, with ₹15,000 paid at the start of each semester. The full course fee is ₹90,000.

Eligibility criteria

Pick an answer to each question to check eligibility.

Class 12 or diploma
Full eligibility details
  • Passing Class 12 (10+2) in any subject, from a school board recognised by the government, is the entry rule. A 3-year diploma after Class 10 from a recognised institute also counts.
  • Sikkim Manipal does not publish a minimum mark for Class 12. Ask on WhatsApp to confirm the rule.
  • Students who finished Class 12 outside India also need a certificate from the Association of Indian Universities (AIU). It shows the result counts the same as Class 12 in India.

Admission steps

  1. RegisterFill in basic, education and work details, and pay the ₹500 application fee.
  2. Pay the feePay for the first semester, the first year or the whole course.
  3. Upload documentsUpload the documents and submit the application.
  4. Sikkim Manipal confirmsThe university checks the documents and confirms the admission.

Every student also needs two government student IDs at admission. One is an ABC ID, which records course credits, and the other is a DEB-ID. Both are made online.

A first-year student watching a recorded lecture and taking notes at his desk in the evening

Online classes

Classes
Live online classes that are also recorded, with study material on the learning website.
Exams
The exam at the end of each semester is taken online from home, on a laptop or desktop computer that runs Windows.
Exam marks
70% of each subject’s marks come from the exam at the end of the semester, and 30% from assignments. A pass needs at least 40% in the exam and 40% in the assignments.
Time to finish
3 years. Up to 6 years is allowed.

Help from Sikkim Manipal

Teachers called course mentors answer questions about the subjects. The student support team can be reached at any hour, every day.

Study time

The course needs about 15 to 20 hours of study a week. To sit the exams, a student first goes through at least 75% of the study material online.

Fintech syllabus

Year 1, semester 1

Basics

  • Principles and Practice of Management
  • Financial Accounting
  • Business Economics
  • Business Law
  • Business Communication

Year 1, semester 2

Basics continues

  • Human Resources & Organizational Behavior
  • Business Environment
  • Business Statistics
  • Business Finance
  • Marketing Management

Year 2, semester 3

Core business

  • International Business
  • Rural Marketing
  • Entrepreneurship and Small Business
  • Accounting for Management
  • Management of Financial Services

Year 2, semester 4

Core continues

  • Business Policy and Strategy
  • Marketing Research
  • Marketing of Services
  • Teamwork and Leadership
  • Consumer Behavior

Year 3, semester 5

Fintech begins

  • E-commerce
  • Marketing Communication and Advertising
  • Fundamentals of Data Analytics
  • Financial Technology Services and Management
  • Business Analytics

Year 3, semester 6

Final semester

  • International Marketing Management
  • Taxation
  • Decentralised Finance
  • Fintech Payment Mechanism
  • FinTech in Financial Planning & Analysis

Sikkim Manipal teaches this course under the name Business Analytics and FinTech. FinTech means technology used for money, such as payment apps.

Main topics

Using data to make business decisions, how technology is changing banking and money, digital payments, and planning a company's money with computer tools.

University rankings

151-200NIRF list of universitiesAmong India's Top 200 Universities, 2025
Location
Gangtok, Sikkim
Started
1995
Type
A private university set up by an Act of the Sikkim government in 1995.

UGC validity

UGC, the government body that looks after universities, treats an online degree the same as a campus degree when both of these are true.

  1. 1The BBA is one of the degrees named in UGC’s official list of degrees.
  2. 2UGC allows Sikkim Manipal University to teach it online.

Certificate wording

Under UGC rules, the back of the certificate says the degree was studied online.

What an online degree certificate says

Employer verification

With the student’s permission, an employer can check the degree on the National Academic Depository, a government website that stores degree records. The check takes up to 24 hours.

Government jobs

The UPSC civil services exam needs a degree from a recognised university. It does not ask how the degree was studied.

Online degrees and government jobs

Career options

A young graduate walking to her desk in an office during her first week at work

Best for

  • Students finishing Class 12 who like numbers, money and computers
  • Students who plan to study finance or analytics at master's level later
  • Students who plan to use data and online payments in a family business

After the degree

A first job

Sikkim Manipal names business analyst and fintech analyst as jobs after this course. A business analyst uses data to help a company choose what to do. A fintech analyst studies how apps and websites handle money. All students also learn accounts, marketing and how to lead staff.

Further study

After this degree, students can apply for a master's degree, for example in finance or business analytics.

A family business

The data subjects help a family business, or a new one, track its sales and costs. The fintech subjects cover taking payments online.

Course FAQs

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